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Although I didn't require it due to saving like a mad woman and tax returns I just wanted to fill you in on my other plan. 

Until Oct 31st, NAB have a 12 month interest free credit card. It has a $70 set up fee and that's it. So if you get the card for what they approve you, you would have 12 months to pay it off interest free. Then my plan was to close the card. Almost like and interest free loan. 

Just an idea for some people trying to come up with a few extra $$ due to impatience like myself. 

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